:root{--ink:#1A1614;--cream:#F5F1EA;--red:#991B1B;--gold:#B8860B}
*{box-sizing:border-box}
body{margin:0;font-family:Georgia,'Times New Roman',serif;background:var(--cream);color:var(--ink);line-height:1.65;font-size:18px}
header{background:#111;color:#fff;padding:14px 24px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:8px}
header a{color:#F5F1EA;text-decoration:none;font-family:Arial,Helvetica,sans-serif;font-size:13px;letter-spacing:.12em;text-transform:uppercase}
header .brand{font-weight:bold;font-size:16px;letter-spacing:.06em}
main{max-width:760px;margin:0 auto;padding:48px 24px 64px}
h1{font-family:Arial,Helvetica,sans-serif;font-size:34px;line-height:1.15;text-transform:uppercase;letter-spacing:.01em;margin:0 0 8px}
.byline{font-family:Arial,Helvetica,sans-serif;font-size:13px;color:#6b6257;margin-bottom:24px}
.answer{border-left:4px solid var(--red);background:#fff;padding:18px 22px;margin:24px 0;font-size:19px}
.stats{background:#fff;border:1px solid var(--gold);padding:18px 26px;margin:24px 0}
.stats li{margin:8px 0}
h2{font-family:Arial,Helvetica,sans-serif;font-size:22px;margin-top:40px}
h3{font-family:Arial,Helvetica,sans-serif;font-size:17px}
table{border-collapse:collapse;width:100%;background:#fff;font-size:16px}
td,th{border:1px solid #d8d0c3;padding:10px 12px;text-align:left;vertical-align:top}
th{font-family:Arial,Helvetica,sans-serif;background:#efe9df}
.faq dt{font-weight:bold;margin-top:18px}
.faq dd{margin:6px 0 0}
.cta{background:#111;color:#F5F1EA;padding:28px;margin:48px 0 0;text-align:center}
.cta a.btn{display:inline-block;background:var(--red);color:#fff;padding:14px 28px;text-decoration:none;font-family:Arial,Helvetica,sans-serif;text-transform:uppercase;letter-spacing:.1em;font-size:14px;margin-top:12px}
.cta p{margin:6px 0}
.sources{font-size:14px;color:#6b6257}
footer{padding:24px;text-align:center;font-family:Arial,Helvetica,sans-serif;font-size:12px;color:#6b6257}
a{color:var(--red)}